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Note:
QR Code Transactions are currently only available for Payflex

What is a QR Code Transaction?

QR Code Payments enable customers to complete transactions by scanning a QR code using a mobile wallet or payment app. The QR code contains key transaction details such as the merchant identifier, transaction amount, currency, and reference number. The platform supports dynamic QR codes (generated per transaction with real-time data). This payment method offers a fast, secure, and contactless experience. When initiating a QR code payment, the API response will return the encoded QR code data (as string text) for display to the customer.

The QR code payment request allows MPOS Applications to integrate QR code payment processing into their applications. To process a QR code payment the MPOS App must launch the Ecentric Payment App via an Android Intent call, to process the response intent data, in order to understand if the transaction succeeded of failed.

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Note:
An auth token must exist before a payment can be requested.
Please refer to section Retail Auth Validation

How Does a QR Code Transaction Work?

Process Description:

Step 1:

When a QR code transaction is initiated on the MPOS App, the first step before processing the transaction, is to check if an authentication token is available in the request.

If there is an auth token available, then the transaction will continue as per normal.
If there is no auth token available, then the MPOS App will need to do a RETAIL_AUTH request in order to obtain a valid auth token, before a QR_CODE_PAYMENT transaction can be requested.

Step 2:

The MPOS App will initiate a QR_CODE_PAYMENT request and the QR_CODE_PAYMENT request will be sent to the Ecentric Payment App.

Step 3:

The Ecentric Payment App will forward the QR_CODE_PAYMENT request to Ecentric's Server.

Step 4:

The Ecentric Server will validate the auth token in the request.

NOTE: If the auth token is not validated, the Ecentric Server will return an "invalid auth token" error to the Ecentric Payment App, and the transaction will be aborted.

Step 5:

The Ecentric Server will generate a QR code payload and send the payload back to the Ecentric Payment App, in order for the terminal to display the QR code.

Step 6:

The Ecentric Payment App will display the QR code for a user to scan, and send a TRANSACTION AUTHORIZATION message to the Ecentric Server.

Step 7:

The Ecentric Server will forward the TRANSACTION AUTHORIZATION message to OMNI.

Step 8:

OMNI will the perform the necessary checks in order to validate and process the transaction.
Once the validation of the transaction has been performed, and OMNI receives a success response from the QR provider, OMNI will respond to the Ecentric Server, which contains the TRANSACTION AUTHORIZATION response.

Step 9:

The Ecentric Server will return the TRANSACTION AUTHORIZATION response to the Ecentric Payment App.

Step 10:

The Ecentric Payment App will then remove the QR code from the display, and if the transaction has not been cancelled or aborted from the MPOS or by the User, will send a TRANSACTION CONFIRMATION message to the Ecentric Server.

Step 11:

The Ecentric Server will return the TRANSACTION CONFIRMATION response to the Ecentric Payment App.

Step 12:

The Ecentric Payment App will then forward the transaction outcome to the MPOS App.

The MPOS App will be able to display the transaction outcome to the customer.

Step 13:

The Ecentric Server will forward the TRANSACTION CONFIRMATION message to OMNI.

Step 14:

OMNI will the process the confirmation and forward to the QR provider.

Request

Sample Bundle

The following is an example of a QR_CODE_PAYMENT request

"launchType": "QR_CODE_PAYMENT"	
"merchantID": "770000000000123"
"transactionUuid": "bdf9d0af-17b3-48ca-8a0b-37dc52bf49bc"
"externalRRN" : "HcMQSFcY"
"externalTerminalId" : "98100010"
"externalInvoiceGUID" : "2fdca02f-3cbe-4e8c-82ad-86a1a16b72e8"
"externalTransactionDateTime" : "2025-09-17T09:16:59.6387832+00:00"
"authenticationKey": "e27b5ce6-8ba6-4746-9453-536728f7cbeb"
"transactionAmount": 1000

Parameters

The following table describes the parameters of the QR_CODE_PAYMENT request message.

PARAMETERS	TYPE	DESCRIPTION	EXAMPLE
REQUIRED
launchType	STRING	Must be QR_CODE_PAYMENT Used for launching the Ecentric Payment App to process a payment.	QR_CODE_PAYMENT
merchantID	STRING	The merchant ID assigned to the merchant. The merchant ID will always be the same ID for a specific merchant. To be provided by Ecentric.	910100000000001
authenticationKey	STRING	The authentication token that was generated by the server on a successful retail auth call to the Ecentric Payment App.	e27b5456-8bff6-4746-94bg-367253356eb
transactionAmount	LONG	The full transaction amount to be charged in cents.	1000
OPTIONAL
transactionUuid	STRING ALPHANUMERIC	Unique ID of transaction Although this is an optional field, it is strongly recommended for the POS to send this value.	bdf9d0af-17b3-48ca-8a0b-37dc52bf49bc
externalRRN	STRING ALPHANUMERIC	A RRN generated by some 3rd party ERP systems. Although this is an optional field, it is strongly recommended for the POS to send this value.	ABCDEF123456
externalTerminalId	STRING NUMERIC	A terminal identifier for device configured on the 3rd party ERP system. Although this is an optional field, it is strongly recommended for the POS to send this value.	98100010
externalInvoiceGUID	STRING ALPHANUMERIC	A GUID that identifies a particular invoice that may appear on more than one transaction. Although this is an optional field, it is strongly recommended for the POS to send this value.	2fdca02f-3cbe-4e8c-82ad-86a1a16b72e9
externalTransactionDateTime	STRING	A date and time the transaction was generated on the 3rd party ERP systems. Has the format of “yyyy-MM-dd'T'HH:mm:ss” Although this is an optional field, it is strongly recommended for the POS to send this value.	2017-04-28T09:30:00
merchantName	STRING ALPHANUMERIC WITH SPACES	The name of the merchant that requested the transaction, as stored at the bank.	Merchant A
transactionDescription	STRING ALPHANUMERIC WITH SPACES	Reference description for the merchant’s records.	3rd party app desc
transactionReferenceNo	STRING ALPHANUMERIC	Reference number field that also appears in a merchant portal when available.	ref#123456
cellNumberToSMSReceipt	STRING NUMERIC	10-digit cell phone number for receipt SMS destination. Can be blank. NOTE: If isReceiptRequired is true then this is a mandatory field.	0721234567
emailAddressToSendReceipt	ALPHANUMERIC	Valid email address for receipt email destination. Can be blank. NOTE: If isReceiptRequired is true then this is a mandatory field.	[email protected]
isReceiptRequired	BOOLEAN	If set to true, at least one of the receipt parameters above needs to be set. If set to false the user will not be prompted to send a receipt after payment using the Ecentric Payment App. NOTE: According to VISA and Mastercard requirements, this must always be set to true unless the app developer is providing an alternative means to send a receipt	true
alwaysShowTransactionStatusScreen	BOOLEAN	Once the Ecentric Payment App has processed a transaction there is a status screen that shows the success/failure of processing. Set this flag to true if you would like this displayed otherwise false to hide it. Default is false.	true
externalSTAN	STRING NUMERIC	A systems trace number generated by some 3rd party ERP systems.	123456
externalTransactionGUID	STRING ALPHANUMERIC	A GUID that identifies a specific transaction generated by 3rd party ERP systems.	2fdca02f-3cbe-4e8c-82ad-86a1a16b72e8
latitude	STRING NUMERIC	A geolocation identifier indicating the latitude position of the device.	-28.1619942
longitude	STRING NUMERIC	A geolocation identifier indicating the longitude position of the device.	30.2350981
accuracy	STRING NUMERIC	A accuracy indicator of the geolocation.

Sample Code

The following code needs to be implemented by the MPOS Application in order to invoke the Ecentric Payment App to initiate a QR_CODE_PAYMENT request message.

*See Sample Code QR Code Payment Response for the intentLauncher function

private void doQRCodePayment() {
	Intent intent = new Intent();
	intent.setClassName("com.ecentric.ecentricpay", "com.ecentric.ecentricpay.MainActivity");
	Bundle dataBundle = new Bundle();
	dataBundle.putString("launchType", "QR CODE PAYMENT");
	dataBundle.putString("merchantID", "910100000000001")
	dataBundle.putString("transactionUuid", "bdf9d0af-17b3-48ca-8a0b-37dc52bf49bc")
	dataBundle.putString("externalRRN", "HcMQSFcY")
	dataBundle.putString("externalTerminalId", "98100010")
	dataBundle.putString("externalInvoiceGUID", "2fdca02f-3cbe-4e8c-82ad-86a1a16b72e8")
	dataBundle.putString("authenticationKey", "received_authenticationKey");
	dataBundle.putLong("transactionAmount", 1000); // amount in cents

	intent.putExtra("ecentricBundle", dataBundle);
	try {
		intentLauncher.launch(intent);
	} catch (Exception e) {
		Log.e(TAG, "Error launching intent: " + e);
	}

Response

Sample Bundle

The following is an example of a QR_CODE_PAYMENT response bundle the MPOS Application will receive.

"resultDescription": "APPROVED",
"buildInfo": "Ecentric",
"isReceiptDataAvailable": true,
"resultCode": "01",
"receiptBundle": {
    "CARD_DESCRIPTION" = "",
    "MERCHANT_REGION_CODE": "09",
    "RC_ALT": "00",
    "CASH_AMOUNT_CENTS": "0",
    "SEQ_NO": "000",
    "STATUS": "APPROVED",
    "BUDGET_PERIOD": "0",
    "CARD_TYPE": "",
    "PAN_WITH_BIN": "",
    "MERCHANT_ID": "770000000000123",
    "TIMESTAMP": "1745476020950",
    "EXTERNAL_TRANSACTION_DATETIME": "",
    "PROCESSING_CODE": "0",
    "RC_DESCRIPTION": "Approved",
    "EXTERNAL_INVOICE_GUID": "aaaaaaaa-ffff-1111-2222-8cbbcc334426",
    "REPLACEMENT_MERCHANT_ID": "",
    "BATCH_NO": "000",
    "AUTH_PROFILE": "0",
    "INTERCHANGE": "null",
    "ESC_BY_AUTH_CODE": "226 00 IH 15882",
    "TX_TYPE": "0",
    "ACC_TYPE_DESC": "Default",
    "TIP_AMOUNT": "",
    "CURRENCY_CODE": "0710",
    "AUTH_CODE": "",
    "RC": "00",
    "AID": "",
    "ATC": "",
    "CRY": "",
    "CVM": "none",
    "PAN": "",
    "RRN": "511427060006",
    "TSI": "",
    "TVR": "",
    "APSN": "",
    "DATE": "2025-04-24T06:27:06.749+0000",
    "STAN": "",
    "NAME_ON_CARD": "",
    "AMOUNT_CENTS": "1000",
    "ABS_AMOUNT": "10.00",
    "TOKEN": "",
    "RECEIPT_NUMBER": "",
    "EXTENDED_TRX_TYPE": "",
    "TERMINAL_ID": "77012398",
    "TX_TYPE_DESCRIPTION": "QR PAYMENT",
    "EXTERNAL_TERMINAL_ID": "",
    "FORMATTED_AMOUNT": "R 10.00",
    "DESCRIPTION": "511427060006",
    "BATCH_NUMBER": "0",
    "SETTLEMENT_DATE": "",
    "SURCHARGE_AMOUNT": "0.00",
    "EXTERNAL_TRANSACTION_GUID": "",
    "CARD_BIN": "",
    "TRANSACTION_INFO": "22600IH15882",
    "REPLACEMENT_TERMINAL_ID": "",
    "POS_ENTRY": "",
    "RC_ISO_DESCRIPTION": "Success",
    "APPLICATION_LABEL": "",
    "MERCHANT_CITY": "Cape Town",
    "MERCHANT_NAME": "Istore",
    "CUSTOMER_NAME": "",
    "APP_VERSION": "",
    "CARD_SEQ_NO": "0",
    "APP_LABEL": "",
    "INVOICE_NUM": "",
    "MESSAGE_1": "",
    "MESSAGE_2": "",
    "CARD_TRANSACTION_TYPE": "ALTERNATIVE_PAYMENT",
    "FORMATTED_CASH_AMOUNT": "R 0.00",
    "CASH_AMOUNT": "0.00",
    "RESULT_CODE": "00",
    "MERCHANT_COUNTRY_CODE": "ZA",
    "REPRINT": "false",
    "PAN_HASH": "",
    "AMOUNT": "10.00",
    "TIP_LABEL": "",
    "DIGITS": "",
    "CVM_ABSA": ""
},
"merchantID": "770000000000123",
"serialNumber": "PC05P2CG10036",
"launchType": "QR_CODE_PAYMENT",
"transactionUuid": "bdf9d0af-17b3-48ca-8a0b-37dc52bf49bc",
"appVersion": "1.9.2",
"transactionAmount": "1000"

Parameters

The following table describes the parameters of the QR_CODE_PAYMENT response message.

PARAMETERS	TYPE	DESCRIPTION	EXAMPLE
launchType	STRING	Echo of the launchType used to launch the Ecentric Payment App.	QR_CODE_PAYMENT
resultCode	STRING	Represents the result status of the intent call to the Ecentric Payment App ● 01: SUCCESSFUL ● 02: DECLINED ● 03: ABORTED ● 04: ERROR	01
resultDescription	STRING	A user readable representation of the above resultCode i.e. Approved for resultCode 01. If the bank or switch approves or declines the transaction, the response description is included in this field.	APPROVED
merchantID	STRING	Echo of the merchantID used in the request.	910100000000001
merchantName	STRING	The name of the merchant that requested the transaction as stored at the bank.	Merchant A
transactionAmount	STRING	Approved total transactionAmount.	1000
cashAmount	STRING	Approved cashAmount.	500
transactionDescription	STRING	Echo of the transactionDescription used to launch the Ecentric Payment App.	3rd party app desc
isReceiptDataAvailable	STRING	Boolean indicating whether a receiptBundle object is available. Will always be included for approved or declined transactions.	true
receiptBundle	STRING	Consists of a sub-bundle of server parameters that can be used by the partner application to create a receipt.	See Sample ecentricBundle QR_CODE_PAYMENT Response.
appVersion	STRING	The software version currently running on the Ecentric Payment App.	1.9.2
externalSTAN	STRING	Echo of the systems trace number generated by some 3rd party ERP systems.	123456
externalRRN	STRING	Echo of the RRN generated by some 3rd party ERP systems.	ABCDEF123456
externalTransactionGUID	STRING	Echo of the GUID that identifies a specific transaction generated by 3rd party ERP systems.	2fdca02f-3cbe-4e8c-82ad-86a1a16b72e8
externalInvoiceGUID	STRING	Echo of the GUID that identifies a particular invoice that may appear on more than one transaction.	2fdca02f-3cbe-4e8c-82ad-86a1a16b72e9
externalTransactionDateTime	STRING	Echo of the date and time the transaction was generated on the 3rd party ERP systems. Has the format of “yyyy-MM-dd'T'HH:mm:ss”	2017-04-28T09:30:00
externalTerminalId	STRING	Echo of the terminal identifier for device configured on the 3rd party ERP system.	98100010
transactionUuid	STRING	Echo of the Unique ID of a transaction.	bdf9d0af-17b3-48ca-8a0b-37dc52bf49bc
terminalId	STRING	This is an automatically system-assigned terminalID of the payment terminal’s identity number, which can be used to assist with settlement information and is returned in BASE36 format.	77012398
latitude	STRING	Echo of geolocation identifier indicating the latitude position of the device.	-28.1619942
longitude	STRING	Echo of geolocation identifier indicating the longitude position of the device.	30.2350981
accuracy	STRING	Echo of accuracy indicator of the geolocation.
serialNumber	STRING	The serial number for the device that was used for the RETAIL_AUTH intent call.	PC05P2CG10036

Sample Code

The following code needs to be implemented by the MPOS Application to decode the QR_CODE_PAYMENT transaction outcome and resume the MPOS App flow accordingly.

When the response is returned the calling app needs to override the onActivityResult() method and can be done as follows:

private final ActivityResultLauncher<Intent> intentLauncher = registerForActivityResult(
       new ActivityResultContracts.StartActivityForResult(),
       result -> {
           if (result.getResultCode() == Activity.RESULT_OK) {
               Intent data = result.getData();
               if (data != null) {
                   Bundle responseBundle = new Bundle(data.getBundleExtra("ecentricApplicationResponse"));
                   String launchType = responseBundle.getString("launchType");
                   String resultCode = responseBundle.getString("resultCode");
                 		// Determine if the transaction was successfully executed using returned resultCode
                   Boolean success = false;
                   if (resultCode != null && (resultCode.matches("00") || resultCode.matches("01"))) {
                       success = true;
                   }

                   if (responseBundle.get("errorBundle") != null) {
                       Bundle errorBundle = new Bundle(responseBundle.getBundle("errorBundle"));
                   }
               }
           } else {
               Log.e(TAG, "Received error resultCode: " + result.getResultCode());
           }
       }
);

Error Handling

The following table contains typical errors that might occur and how to handle these errors:

ERROR MESSAGE	SOLUTION
Incorrect merchantID	Ensure that you have entered the correct merchantID.
authenticationKey is invalid	When your authenticationKey is invalid, you will receive an error message indicating that the authenticationKey is invalid, a RETAIL_AUTH request needs to be done to obtain a valid authenticationKey.
transactionAmount not present	Ensure that you are sending through a valid transactionAmount.
Duplicate UUID	Ensure that a unique UUID is sent through for every new sale transaction.

Sample Bundle

The following is an example of a QR_CODE_PAYMENT ERROR response bundle that the MPOS Application will receive.

  "appVersion": "2.1.2",
  "buildInfo": "Ecentric_UAT,
  "cashAmount": "0",
  "errorBundle": {
    "description": "ERROR",
    "errorType": "TRANSACTION",
    "message": "Transaction cancelled by user",
    "reference": ""
  },
  "externalRrn": "RRN123456789",
  "isReceiptDataAvailable": false,
  "launchType": "QR_CODE_PAYMENT",
  "merchantID": "910100000000001",
  "resultCode": "03",
  "resultDescription": "ABORTED",
  "serialNumber": "F31P606437P1025",
  "transactionAmount": "4400"