QR Code Transaction

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Note:

QR Code Transactions are currently only available for Payflex

What is a QR Code Transaction?

QR Code Payments enable customers to complete transactions by scanning a QR code using a mobile wallet or payment app. The QR code contains key transaction details such as the merchant identifier, transaction amount, currency, and reference number. The platform supports dynamic QR codes (generated per transaction with real-time data). This payment method offers a fast, secure, and contactless experience. When initiating a QR code payment, the API response will return the encoded QR code data (as string text) for display to the customer.

The QR code payment request allows MPOS Applications to integrate QR code payment processing into their applications. To process a QR code payment the MPOS App must launch the Ecentric Payment App via an Android Intent call, to process the response intent data, in order to understand if the transaction succeeded of failed.

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Note:

An auth token must exist before a payment can be requested.
Please refer to section Retail Auth Validation


How Does a QR Code Transaction Work?

Process Description:

Step 1:

When a QR code transaction is initiated on the MPOS App, the first step before processing the transaction, is to check if an authentication token is available in the request.

  • If there is an auth token available, then the transaction will continue as per normal.
  • If there is no auth token available, then the MPOS App will need to do a RETAIL_AUTH request in order to obtain a valid auth token, before a QR_CODE_PAYMENT transaction can be requested.

Step 2:

The MPOS App will initiate a QR_CODE_PAYMENT request and the QR_CODE_PAYMENT request will be sent to the Ecentric Payment App.

Step 3:

The Ecentric Payment App will forward the QR_CODE_PAYMENT request to Ecentric's Server.

Step 4:

The Ecentric Server will validate the auth token in the request.

NOTE: If the auth token is not validated, the Ecentric Server will return an "invalid auth token" error to the Ecentric Payment App, and the transaction will be aborted.

Step 5:

The Ecentric Server will generate a QR code payload and send the payload back to the Ecentric Payment App, in order for the terminal to display the QR code.

Step 6:

The Ecentric Payment App will display the QR code for a user to scan, and send a Transaction Authorisation message to the Ecentric Server.

Step 7:

The Ecentric Server will forward the Transaction Authorisation message to OMNI.

Step 8:

OMNI will the perform the necessary checks in order to validate and process the transaction.
Once the validation of the transaction has been performed, and OMNI receives a success response from the QR provider, OMNI will respond to the Ecentric Server, which contains the Transaction Authorisation response.

Step 9:

The Ecentric Server will return the Transaction Authorisation response to the Ecentric Payment App.

Step 10:

The Ecentric Payment App will then remove the QR code from the display, and if the transaction has not been cancelled or aborted from the MPOS or by the User, will send a Transaction Confirmation message to the Ecentric Server.

Step 11:

The Ecentric Server will forward the Transaction Confirmation message to OMNI.

Step 12:

OMNI will the process the confirmation and forward to the QR provider.
Once OMNI receives a success response from the QR provider, OMNI will respond to the Ecentric Server, which contains the Transaction Confirmation response.

Step 13:

The Ecentric Server will return the Transaction Confirmation response to the Ecentric Payment App.

Step 14:

The Ecentric Payment App will then forward the transaction outcome to the MPOS App.

Step 15:

The MPOS App will be able to display the transaction outcome to the customer.


Request

Sample Bundle

The following is an example of a QR_CODE_PAYMENT request

"launchType": "QR_CODE_PAYMENT"	
"merchantID": "770000000000123"
"transactionUuid": "bdf9d0af-17b3-48ca-8a0b-37dc52bf49bc"
"externalRRN" : "HcMQSFcY"
"externalTerminalId" : "98100010"
"externalInvoiceGUID" : "2fdca02f-3cbe-4e8c-82ad-86a1a16b72e8"
"externalTransactionDateTime" : "2025-09-17T09:16:59.6387832+00:00"
"authenticationKey": "e27b5ce6-8ba6-4746-9453-536728f7cbeb"
"transactionAmount": 1000

Parameters

The following table describes the parameters of the QR_CODE_PAYMENT request message.

PARAMETERS

TYPE

DESCRIPTION

EXAMPLE

REQUIRED

launchType

STRING

Must be**“QR_CODE_PAYMENT”**
Used for launching the Ecentric Payment App to process a payment.

QR_CODE_PAYMENT

merchantID

STRING

The merchant ID assigned to the merchant.
The merchant ID will always be the same ID for a specific merchant.
To be provided by Ecentric.

910100000000001

authenticationKey

STRING

The authentication token that was generated by the server on a successful retail auth call to the Ecentric Payment App.

e27b5456-8bff6-4746-94bg-367253356eb

transactionAmount

LONG

The full transaction amount to be charged in cents.

1000

OPTIONAL

transactionUuid

STRING ALPHANUMERIC

Unique ID of transaction

Although this is an optional field, it is strongly recommended for the POS to send this value.

bdf9d0af-17b3-48ca-8a0b-37dc52bf49bc

externalRRN

STRING ALPHANUMERIC

A RRN generated by some 3rd party ERP systems.

Although this is an optional field, it is strongly recommended for the POS to send this value.

ABCDEF123456

externalTerminalId

STRING
NUMERIC

A terminal identifier for device configured on the 3rd party ERP system.

Although this is an optional field, it is strongly recommended for the POS to send this value.

98100010

externalInvoiceGUID

STRING ALPHANUMERIC

A GUID that identifies a particular invoice that may appear on more than one transaction.

Although this is an optional field, it is strongly recommended for the POS to send this value.

2fdca02f-3cbe-4e8c-82ad-86a1a16b72e9

externalTransactionDateTime

STRING

A date and time the transaction was generated on the 3rd party ERP systems. Has the format of “yyyy-MM-dd'T'HH:mm:ss”

Although this is an optional field, it is strongly recommended for the POS to send this value.

2017-04-28T09:30:00

merchantName

STRING
ALPHANUMERIC WITH SPACES

The name of the merchant that requested the transaction, as stored at the bank.

Merchant A

transactionDescription

STRING
ALPHANUMERIC WITH SPACES

Reference description for the merchant’s records.

3rd party app desc

transactionReferenceNumber

STRING
ALPHANUMERIC

Reference number field that also appears in a merchant portal when available.

ref#123456

cellNumberToSMSReceipt

STRING
NUMERIC

10-digit cell phone number for receipt SMS destination. Can be blank.
NOTE: If isReceiptRequired is true then this is a mandatory field.

0721234567

emailAddressToSendReceipt

ALPHANUMERIC

Valid email address for receipt email destination. Can be blank.
NOTE: If isReceiptRequired is true then this is a mandatory field.

[email protected]

isReceiptRequired

BOOLEAN

If set to true, at least one of the receipt parameters above needs to be set.
If set to false the user will not be prompted to send a receipt after payment using the Ecentric Payment App.
NOTE: According to VISA and Mastercard requirements, this must always be set to true unless the app developer is providing an alternative means to send a receipt

true

alwaysShowTransactionStatusScreen

BOOLEAN

Once the Ecentric Payment App has processed a transaction there is a status screen that shows the success/failure of processing.
Set this flag to true if you would like this displayed otherwise false to hide it. Default is false.

true

externalSTAN

STRING
NUMERIC

A systems trace number generated by some 3rd party ERP systems.

123456

externalTransactionGUID

STRING ALPHANUMERIC

A GUID that identifies a specific transaction generated by 3rd party ERP systems.

2fdca02f-3cbe-4e8c-82ad-86a1a16b72e8

latitude

STRING
NUMERIC

A geolocation identifier indicating the latitude position of the device.

-28.1619942

longitude

STRING
NUMERIC

A geolocation identifier indicating the longitude position of the device.

30.2350981

accuracy

STRING
NUMERIC

A accuracy indicator of the geolocation.

additionalData

OBJECT

See Additional Parameters section for the AdditionalData Object.

N/A

Additional Parameters

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Note

  • The 'additionalData' object allows the MPOS App to pass data fields of any type to the server.
  • This 'additionalData' object is NOT interrogated or used by the Ecentric Payment App itself, but only passes the object through to the server.

AdditionalData Object

The following tables describes the additional parameters of the QR_CODE_PAYMENT request message.

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Note

  • All fields including a (*) are required parameters for PayFac clients.

PARAMETERS

TYPE

SIZE(MAX)

DESCRIPTION

EXAMPLE

(*) subMid

NUMERIC STRING

15

The unique ID for each sub merchant. Determined by the PayFac.
example included in code Sample Code SALE Request

574595612358745

Sample Code

The following code needs to be implemented by the MPOS Application in order to invoke the Ecentric Payment App to initiate a QR_CODE_PAYMENT request message.

*See Sample Code QR Code Payment Response for the intentLauncher function

private void doSale() {
    Intent intent = new Intent();
   	intent.setClassName("com.ecentric.ecentricpay", "com.ecentric.ecentricpay.MainActivity");
    Bundle dataBundle = new Bundle();
    dataBundle.putString("launchType", "QR CODE PAYMENT");
  	dataBundle.putString("merchantID", "910100000000001")
    dataBundle.putString("transactionUuid", "bdf9d0af-17b3-48ca-8a0b-37dc52bf49bc")
    dataBundle.putString("externalRRN", "HcMQSFcY")
    dataBundle.putString("externalTerminalId", "98100010")
    dataBundle.putString("externalInvoiceGUID", "2fdca02f-3cbe-4e8c-82ad-86a1a16b72e8")
    dataBundle.putString("authenticationKey", "received_authenticationKey");
    dataBundle.putLong("transactionAmount", 1000); // amount in cents
		JSONObject additionalData = new JSONObject();
		try {
      // Add subMid field
			additionalData.put("subMid", "574595612358745");
			dataBundle.putString("additionalData", additionalData.toString());
		} catch (JSONException e) {
			e.printStackTrace();
		}
    intent.putExtra("ecentricBundle", dataBundle);
    try {
        intentLauncher.launch(intent);
    } catch (Exception e) {
        Log.e(TAG, "Error launching intent: " + e);
    }

Response

Sample Bundle

The following is an example of a QR_CODE_PAYMENT response bundle the MPOS Application will receive.

"resultDescription": "APPROVED",
"buildInfo": "Ecentric",
"isReceiptDataAvailable": true,
"resultCode": "01",
"receiptBundle": {
    "CARD_DESCRIPTION" = "",
    "MERCHANT_REGION_CODE": "09",
    "RC_ALT": "00",
    "CASH_AMOUNT_CENTS": "0",
    "SEQ_NO": "000",
    "STATUS": "APPROVED",
    "BUDGET_PERIOD": "0",
    "CARD_TYPE": "",
    "PAN_WITH_BIN": "",
    "MERCHANT_ID": "770000000000123",
    "TIMESTAMP": "1745476020950",
    "EXTERNAL_TRANSACTION_DATETIME": "",
    "PROCESSING_CODE": "0",
    "RC_DESCRIPTION": "Approved",
    "EXTERNAL_INVOICE_GUID": "aaaaaaaa-ffff-1111-2222-8cbbcc334426",
    "REPLACEMENT_MERCHANT_ID": "",
    "BATCH_NO": "000",
    "AUTH_PROFILE": "0",
    "INTERCHANGE": "null",
    "ESC_BY_AUTH_CODE": "226 00 IH 15882",
    "TX_TYPE": "0",
    "ACC_TYPE_DESC": "Default",
    "TIP_AMOUNT": "",
    "CURRENCY_CODE": "0710",
    "AUTH_CODE": "",
    "RC": "00",
    "AID": "",
    "ATC": "",
    "CRY": "",
    "CVM": "none",
    "PAN": "",
    "RRN": "511427060006",
    "TSI": "",
    "TVR": "",
    "APSN": "",
    "DATE": "2025-04-24T06:27:06.749+0000",
    "STAN": "",
    "NAME_ON_CARD": "",
    "AMOUNT_CENTS": "1000",
    "ABS_AMOUNT": "10.00",
    "TOKEN": "",
    "RECEIPT_NUMBER": "",
    "EXTENDED_TRX_TYPE": "",
    "TERMINAL_ID": "77012398",
    "TX_TYPE_DESCRIPTION": "QR PAYMENT",
    "EXTERNAL_TERMINAL_ID": "",
    "FORMATTED_AMOUNT": "R 10.00",
    "DESCRIPTION": "511427060006",
    "BATCH_NUMBER": "0",
    "SETTLEMENT_DATE": "",
    "SURCHARGE_AMOUNT": "0.00",
    "EXTERNAL_TRANSACTION_GUID": "",
    "CARD_BIN": "",
    "TRANSACTION_INFO": "22600IH15882",
    "REPLACEMENT_TERMINAL_ID": "",
    "POS_ENTRY": "",
    "RC_ISO_DESCRIPTION": "Success",
    "APPLICATION_LABEL": "",
    "MERCHANT_CITY": "Cape Town",
    "MERCHANT_NAME": "Istore",
    "CUSTOMER_NAME": "",
    "APP_VERSION": "",
    "CARD_SEQ_NO": "0",
    "APP_LABEL": "",
    "INVOICE_NUM": "",
    "MESSAGE_1": "",
    "MESSAGE_2": "",
    "CARD_TRANSACTION_TYPE": "ALTERNATIVE_PAYMENT",
    "FORMATTED_CASH_AMOUNT": "R 0.00",
    "CASH_AMOUNT": "0.00",
    "RESULT_CODE": "00",
    "MERCHANT_COUNTRY_CODE": "ZA",
    "REPRINT": "false",
    "PAN_HASH": "",
    "AMOUNT": "10.00",
    "TIP_LABEL": "",
    "DIGITS": "",
    "CVM_ABSA": ""
},
"merchantID": "770000000000123",
"serialNumber": "PC05P2CG10036",
"launchType": "QR_CODE_PAYMENT",
"transactionUuid": "bdf9d0af-17b3-48ca-8a0b-37dc52bf49bc",
"appVersion": "1.9.2",
"transactionAmount": "1000"

Parameters

The following table describes the parameters of the QR_CODE_PAYMENT response message.

*Note: If additional data was added to the QR code payment request, those parameters will also be returned in the response.

PARAMETERS

TYPE

DESCRIPTION

EXAMPLE

launchType

STRING

Echo of the launchType used to launch the Ecentric Payment App.

QR_CODE_PAYMENT

resultCode

STRING

Represents the result status of the intent call to the Ecentric Payment App
● 01: SUCCESSFUL
● 02: DECLINED
● 03: ABORTED
● 04: ERROR

01

resultDescription

STRING

A user readable representation of the above resultCode i.e. Approved for resultCode 01.
If the bank or switch approves or declines the transaction, the response description is included in this field.

APPROVED

merchantID

STRING

Echo of the merchantID used in the request.

910100000000001

merchantName

STRING

The name of the merchant that requested the transaction as stored at the bank.

Merchant A

transactionAmount

STRING

Approved total transactionAmount.

1000

cashAmount

STRING

Approved cashAmount.

500

transactionDescription

STRING

Echo of the transactionDescription used to launch the Ecentric Payment App.

3rd party app desc

isReceiptDataAvailable

STRING

Boolean indicating whether a receiptBundle object is available. Will always be included for approved or declined transactions.

true

receiptBundle

STRING

Consists of a sub-bundle of server parameters that can be used by the partner application to create a receipt.

See Sample ecentricBundle QR_CODE_PAYMENT Response.

appVersion

STRING

The software version currently running on the Ecentric Payment App.

1.9.2

externalSTAN

STRING

Echo of the systems trace number generated by some 3rd party ERP systems.

123456

externalRRN

STRING

Echo of the RRN generated by some 3rd party ERP systems.

ABCDEF123456

externalTransactionGUID

STRING

Echo of the GUID that identifies a specific transaction generated by 3rd party ERP systems.

2fdca02f-3cbe-4e8c-82ad-86a1a16b72e8

externalInvoiceGUID

STRING

Echo of the GUID that identifies a particular invoice that may appear on more than one transaction.

2fdca02f-3cbe-4e8c-82ad-86a1a16b72e9

externalTransactionDateTime

STRING

Echo of the date and time the transaction was generated on the 3rd party ERP systems. Has the format of “yyyy-MM-dd'T'HH:mm:ss”

2017-04-28T09:30:00

externalTerminalId

STRING

Echo of the terminal identifier for device configured on the 3rd party ERP system.

98100010

transactionUuid

STRING

Echo of the Unique ID of a transaction.

bdf9d0af-17b3-48ca-8a0b-37dc52bf49bc

terminalId

STRING

This is an automatically system-assigned terminalID of the payment terminal’s identity number, which can be used to assist with settlement information and is returned in BASE36 format.

77012398

latitude

STRING

Echo of geolocation identifier indicating the latitude position of the device.

-28.1619942

longitude

STRING

Echo of geolocation identifier indicating the longitude position of the device.

30.2350981

accuracy

STRING

Echo of accuracy indicator of the geolocation.

serialNumber

STRING

The serial number for the device that was used for the RETAIL_AUTH intent call.

PC05P2CG10036

Sample Code

The following code needs to be implemented by the MPOS Application to decode the QR_CODE_PAYMENT transaction outcome and resume the MPOS App flow accordingly.

When the response is returned the calling app needs to override the onActivityResult() method and can be done as follows:

private final ActivityResultLauncher<Intent> intentLauncher = registerForActivityResult(
       new ActivityResultContracts.StartActivityForResult(),
       result -> {
           if (result.getResultCode() == Activity.RESULT_OK) {
               Intent data = result.getData();
               if (data != null) {
                   Bundle responseBundle = new Bundle(data.getBundleExtra("ecentricApplicationResponse"));
                   String launchType = responseBundle.getString("launchType");
                   String resultCode = responseBundle.getString("resultCode");
                 		// Determine if the transaction was successfully executed using returned resultCode
                   Boolean success = false;
                   if (resultCode != null && (resultCode.matches("00") || resultCode.matches("01"))) {
                       success = true;
                   }

                   if (responseBundle.get("errorBundle") != null) {
                       Bundle errorBundle = new Bundle(responseBundle.getBundle("errorBundle"));
                   }
               }
           } else {
               Log.e(TAG, "Received error resultCode: " + result.getResultCode());
           }
       }
);

Error Handling

The following table contains typical errors that might occur and how to handle these errors:

ERROR MESSAGESOLUTION
Incorrect merchantIDEnsure that you have entered the correct merchantID.
authenticationKey is invalidWhen your authenticationKey is invalid, you will receive an error message indicating that the authenticationKey is invalid, a RETAIL_AUTH request needs to be done to obtain a valid authenticationKey.
transactionAmount not presentEnsure that you are sending through a valid transactionAmount.
Duplicate UUIDEnsure that a unique UUID is sent through for every new sale transaction.

Sample Bundle

The following is an example of a QR_CODE_PAYMENT ERROR response bundle that the MPOS Application will receive.

"resultDescription": "ERROR",
"errorBundle": {
    "description": "ERROR",
    "reference": "",
    "errorType": "COMMS",
    "message": "Error communicating with server"
  },
"buildInfo": "Ecentric_DEBUG_Ecentric_INT",
"isReceiptDataAvailable": false,
"resultCode": "04",
"merchantID": "910100000000001",
"serialNumber": "PC05P2CG10036",
"launchType": "QR_CODE_PAYMENT",
"appVersion": "1.9.8",
"transactionAmount": "1000"